State tax optimization for
money market & mutual fund income
We help preparers and firms turn published US government obligations percentages into defensible exempt vs taxable amounts—with source documentation for audit support.
Built for audit-ready state exempt income
US Obligation Calculator is a state tax optimization tool for money market and mutual fund dividend income. We apply published fund data to ordinary dividend income so preparers can support state filing positions with source links—not estimates.
When fund-year catalog data is Pending, we never guess. That policy keeps your 1099-DIV state exempt income calculations trustworthy.
Accurate fund data, transparent calculations, audit-ready exports
Our Mission
Help tax preparers and firms calculate state tax-exempt portions of dividend income quickly, with published US government obligations percentages and source documentation on every Available data point.
Our Vision
Make state exempt income workflows as reliable as the fund disclosures they depend on—so individuals and firms can file and support returns with confidence.
Why preparers choose US Obligation Calculator
Higher confidence
Every Available calculation includes source documentation—no black-box estimates for state exempt income.
Faster fund lookup
Search by ticker or fund name instead of hunting through fund family PDFs for obligations percentages.
Save time on exports
Generate PDF and CSV reports from completed tax years instead of rebuilding worksheets manually.
Firm-ready workflows
Share clients as Firm-shared, invite team members, and keep Private clients restricted to admins.
Defensible pending policy
Pending catalog data never produces guessed amounts—protecting audit integrity on incomplete fund years.
Built for dividend income
Purpose-built for money market and mutual fund 1099-DIV state exempt income workflows.
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Fund catalog entries searchable by ticker
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States supported for exempt income calculations
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Export formats for audit-ready reports
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Days Recycle Bin retention for deleted items
Ready to calculate state exempt income?
Sign in to search funds, manage clients, and generate audit-ready PDF and CSV exports.